" Andrea Hinman has been my health insurance broker for over 15 years. She has taken care of my family & business health plans. Some years have been more complicated than others, but she has always treated me with patience, professionalism, and honesty. Andrea will find an option that works best for you, not her. I have recommended her services to over a dozen of my friends and relatives, and have not heard a single complaint. Andrea keep up a good work! " E. Kaspin
Jane Doe - Another Company, LLC
As you recall, I got your name from my sister who gladly recommended you. You have been more than an agent tome as we've traveled down the road to Medicare insurance in the past few years. I look forward to our candid chats about how Medicare works and sharing what the shortfalls are and how the various plans can benefit me. You never encourage us to over purchase and have always supported me to get the perfect supplement for the right price. I look forward to our visits and I never hesitate to share your name with some of the many people I know who are turning 65. Thanks for being my agent AND my friend.
Jane Doe - Another Company, LLC
Mike Thoma took care of all of my Medicare needs when I retired. He is a very professional, courteous, and through person when it comes to health care needs. He knows how to take care of all the forms that needs to be filled out correctly and in a timely manner. Mike is the man to call for you too. Debbie Zolman
Short Term Recovery Care
Many people believe that once they have Medicare, a Medicare Advantage Plan or a Medicare Supplement Plan, that they have Stop-Loss protection. However, this is not necessarily true.
Do you have Long Term Care Insurance? If so, you could be protected. If not, here are somethings you should consider.
What happens when you are relying on someone to take care of you? Do you have resources to cover an extended stay in a facility or home health care? Can your children afford these expense or take care of you?
It's hard to admit, but as you age, you are more likely to have a hip knee or back problems. You also have a bigger risk for heart attack or stroke. Extended care is usually needed in these situations.
Medicare DOES NOT PAY FOR:
* National Average Cost 2018 - https://www.genworth.com/aging-and-you/finances/costofcare.html
Skilled Nursing Facility Charges - Medicare Pays
Days 1-20 - You pay $0
Days 21 - 100 - You pay $170.50/Day (May be less depending on your health care plan)
Days 101+ You pay 100%!
Cost varies based on age, elimination period, per day benefit and lifetime maximum days. However you can gain some protection for as little as $50/month. Underwriting is One class rate, no family history question and cause of disability, if disabled. Applicants with that are insulin dependent diabetics, will be declined. Contact us for a quote.
To find out more about Medicare and your supplemental options you can read Medicare and You. Or contact us,local licensed sales agents, at 720-922-7888. You can also learn more by attending one of Our Events.
As your local licensed sales agents, we understand Medicare and we will work to make your choice as simple as possible. We work with all companies, so we help you find the company and plan that best suites your needs. Call for an appointment with either Mike 303-591-8788 or Andrea 303-699-2026. Find out more about us here.
WE LOOK FORWARD TO WORKING WITH YOU!!