Dental Plan Options
Standard Dental Insurance - We generally find that our clients LOVE their Dentist! If you want to keep them, you will need a plan that can cost upwards of $45/month. While we work with several companies, and we can help you explore further, we tend to find the largest network of doctors in a Delta Dental Enhanced plan. If you would like to learn more on how the plans work, the cost, if your doctor is in the network and also apply, you can go here.
Discount Dental Plan - If you do not have a dentist that you prefer or you are looking for a less expensive solution, less than $10/month, you may want to consider Direct Dental Plans of Colorado. You will have to use their network of doctors. You can find out more here, and also apply.
Short Term Recovery Care
Many people believe that once they have Medicare, a Medicare Advantage Plan or a Medicare Supplement Plan, that they have Stop-Loss protection. However, this is not necessarily true.
Do you have Long Term Care Insurance? If so, you could be protected. If not, here are somethings you should consider.
What happens when you are relying on someone to take care of you? Do you have resources to cover an extended stay in a facility or home health care? Can your children afford these expense or take care of you?
It's hard to admit, but as you age, you are more likely to have a hip knee or back problems. You also have a bigger risk for heart attack or stroke. Extended care is usually needed in these situations.
Medicare DOES NOT PAY FOR:
* National Average Cost 2018 - https://www.genworth.com/aging-and-you/finances/costofcare.html
Skilled Nursing Facility Charges - Medicare Pays
Days 1-20 - You pay $0
Days 21 - 100 - You pay $170.50/Day (May be less depending on your health care plan)
Days 101+ You pay 100%!
Cost varies based on age, elimination period, per day benefit and lifetime maximum days. However you can gain some protection for as little as $50/month. Underwriting is One class rate, no family history question and cause of disability, if disabled. Applicants with that are insulin dependent diabetics, will be declined. Contact us for a quote.
To find out more about Medicare and your supplemental options you can read Medicare and You. Or contact us,local licensed sales agents, at 720-922-7888. You can also learn more by attending one of Our Events.
As your local licensed sales agents, we understand Medicare and we will work to make your choice as simple as possible. We work with all companies, so we help you find the company and plan that best suites your needs. Call for an appointment with either Mike 303-591-8788 or Andrea 303-699-2026. Find out more about us here.
WE LOOK FORWARD TO WORKING WITH YOU!!