Quality Benefit Solutions, LLC

                                 Protecting Your Future                         
                      

Annuities for Retirement

What is an Annuity?


An annuity is a contractual financial product sold by financial institutions. It is designed to accept and grow funds from an individual and then pay out a stream of payments to the individual at a later point of time. Annuities were designed to be a means of securing a steady cash flow for an individual during their retirement years and to alleviate fears of longevity risk, or losing one’s assets.


Quality Benefit Solutions offers two types of annuities. They are a fixed or fixed index. The fixed annuity offers a fixed annual guaranteed rate of return. Fixed index annuity offer either an annual, guaranteed minimum rate of return or a return from specified stock market index (such as the S&P 500®), reduced by certain expenses and formulas. Bonuses are attached to certain fixed index annuities and you will never lose your principle in an index annuity due to a down market. Both annuities will have surrender charges if monies are pulled out prior to end of the surrender period.  Surrender periods are usually from 7 to 10 years depending on the annuity.


Please contact Mike 303-591-8788 or Andrea 303-699-2026  and let us show you how we can PROTECT YOUR FUTURE.